She's On The Money
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She's On The Money
Australia’s #1 finance podcast. Ready to take control of your money without the stress (or boring lectures)? This is the show for you. Hosted by award-winning financial expert and your ultimate money hype girl, Victoria Devine, SOTM makes personal finance relatable, empowering, and yes actuall...
Nedávne epizódy
968 epizód
'No Wedding Gifts Expected’... Then Why Do I Feel Guilty?
Finding it hard to keep your cool when share prices are plummeting? Tap ‘play’ for instant relief from hasty portfolio decisions.
In this week’s...
The RBA: Who’s Calling the Shots and How it Affects Your Rates
The cash rate. It’s up. It’s down. Honestly, it’s giving ‘chaos’ when it comes to our everyday spending. Almost as if the cash rate rules everything a...
From Debt and Divorce to Building Her Dream Home as a Single Mum
She went from owing money to everyone… to building her dream home.
This week’s Money Diary is a story about starting over. After having kids and...
Is It Lifestyle Creep… or Is Life Just Getting More Expensive?
Be honest… are you actually spending more, or does it just feel that way?
In this week’s Friday Drinks, we’re unpacking the very real confusion...
Should I Be Worried About My Money Right Now? What Global Uncertainty Actually Means for Your Portfolio
If you’ve opened your investing app lately and immediately closed it again… this one’s for you.
The share market has been all over the place, he...
I Fell Pregnant at 30… While Single and Working 70-Hour Weeks
This week’s Money Diary is from a 31-year-old nurse who fell pregnant at 30… while single and working 70-hour weeks.
At the time, money wasn’t t...
Salary Negotiation Gone Wrong + Are You Investing in the Same ETF Twice?
This week’s Friday Drinks starts off fun… and ends in absolute chaos. Because what do you do when you get headhunted and try to negotiate your salary,...
Money hacks that actually make you cash (Real Ideas From Our Community)
If you’ve been feeling like you need to make a bit more money right now… this episode is for you.
This week, Jess and Bec are getting nosy (in t...
I Tried to Time the Market… But the Market Timed Me
What actually happens when you start investing… and just figure it out as you go?
In this week’s Investing Diary, we’re chatting to a Money Bee...
I Earn $280K… But I’m Completely Burnt Out and Trapped
This week’s Friday Drinks is a little bit rogue… and we’re not mad about it.
We’re diving into a money dilemma from someone earning a very impre...
Trillions Wiped From the Share Market… What’s Actually Going On?
If you’ve opened your phone this week and seen headlines about billions or even trillions being “wiped” from the share market… this episode is for you...
I Was a Broke Single Mum with Bad Credit… Now I Own a Home and Invest
What happens when you hit rock bottom with money… and decide to completely turn your life around?
In this week’s Money Diary, we meet a She’s on...
Debt That Got Out of Control… Can You Fix It?
It’s a Jess and Bec takeover this week (while V is still on mat leave… but don’t worry, she’s back very soon 👀).
We kick things off with Jess s...
Travel Savings Hacks That Feel Illegal (But Aren’t)
If you’ve ever looked at your bank account after booking a holiday and thought… “well, that was financially irresponsible” — this episode is for you.<...
Made Redundant Twice… And Built a Profitable Business Anyway
If you think being made redundant would completely derail your finances… this week’s Money Diary might change your mind.
Our diarist is a 32-yea...
Should You Sell Shares for a House Deposit? (+ Buying Property With Family)
V is back in the studio (and yes… she brought Cami along for a very cute cam(i?)o because apparently she couldn’t stay away). If you hear any cute bab...
The Investing Trends That Defined 2025 (And What They Mean For You)
If you’ve been trying to make sense of what’s actually going on in the share market right now… this is your cheat sheet.
In this week’s Deep Div...
How One Mum Turned a Job Loss Into a Multi-Million Dollar Comeback
If you think losing your job would set you back financially… this week’s Money Diary might change your mind.
In 2018, our diarist lost her corpo...
Can You Actually Use Your Super To Buy Property? And Whose Responsibility Is It To Pay For Your Parents’ Funeral?
This week on Friday Drinks, we’re answering one of your questions straight from the SOTM community… and let’s just say, it’s one we get asked a lot. C...
Meet The Woman Getting Brands To Pay For Period Products Instead Of Women
Period products are one of the most normalised monthly expenses in women’s lives… but have you ever stopped to ask why?
Why is this somet...
Investing Diaries: ASX and the City
Would you love to start and investing club with your friends? That’s exactly what this week’s Money Diarist did. Inspired by the investing club her mu...
Are You Actually Behind Financially? And the 12 Month Job Myth
You're saving. You’re investing. You’re working towards your financial goals..... and yet somehow you’re still stuck in the exact same place? This wee...
How Being a Woman Changes Your Insurance (and Why We End Up Claiming More)
What would actually happen if you couldn’t work tomorrow… and your income just stopped? Because here’s the uncomfortable truth: Insurance isn’t gender...
The $110-a-Month Decision That Saved Her When the Worst Happened
If you've ever asked yourself if personal insurance is really worth it... you need to listen to the episode! This week’s Money Diarist always consider...
High Pay vs Flexibility: What’s the Best Career Choice?
International Women’s Day is this weekend, and while we love celebrating incredible women, it also felt like the perfect time to talk about some of th...
Equity Explained: Is It Really the Shortcut to Getting Rich?
Everyone keeps saying “just use your equity” like it’s some kind of cheat code to getting rich… but what does that actually mean? To break it all down...
She Bought Her First Home With a 2% Deposit on an $86k Salary
If you’ve ruled out owning property because you don’t have a 20% deposit… or you’re single… or your salary isn’t over $100k, well this week’s Money Di...
Why Owning Property Isn’t Always the Safety Net You Think... And the Relationship Red Flag That Has Us Concerned
Property is supposed to be the ultimate safety net… so why does it sometimes just feel like stress (and a second full-time job you never applied for)?...
The Questions Everyone Has About Investing in the Share Market, Finally Answered
You’ve got investing questions… because wanting to build wealth and still being confused is completely normal. And instead of pretending we all have i...
Investing Diaries: How She Turned Early Investing Mistakes Into a $100k Portfolio
Have you been waiting to start investing because you’re scared you’ll get it wrong? This week’s Money Diarist started with a hot stock tip from her Da...
Does Your HECS debt Really Matter? How to Set Money Boundaries at Work
You know that moment where you see your HECS balance, and immediately reconsider every life choice you made at 18? This week we’re unpacking that HEC...
Nailing Your Finances in Your Single Era (and Beyond)
Being single isn’t a money downgrade… it’s just a different rulebook. One where you’re covering the full cost of life, making every decision solo, and...
The Move That Made Homeownership Possible
Ever looked at house prices and thought that could never be me? This week’s Money Diarist had that exact moment. She was newly married, with $50 in th...
Are Bonds or ETFs the Better Investment Option? What to do When Your Tax Accountant is Being Dodgy
You know you should be investing… You’ve heard the words bonds and ETFs.... but which one is going to make you better off? This week we’re putting bon...
Debt Recycling 101: What It Actually Is and Whether It’s Right for You
If you believe the finance bros on TikTok, debt recycling is the magic wealth building hack everyone with a home should already be using. But is it re...
How This 24 Year Old Without a Degree Earns $180k a Year (and Is on Track to Retire at 50)
You don’t need a uni degree to earn $180k a year. This week’s Money Diary proves it. Oh and did we mention she’s only 24?!?! So of course Victoria get...
Is a Guarantor on a Property Loan a Smart Move? Plus, When Using Your Super Early Makes Sense
Have you ever been offered financial help that sounds generous… but you're worried if it comes with strings attached. This week’s Friday Drinks dives...
The Small Habits That Quietly Made Us Richer
The biggest money glow-ups rarely come from one big decision. They come from the small changes you stack without realising how much they’re adding up....
The $75k Property Nightmare We Didn’t See Coming
This week’s Money Diary is a property rollercoaster. One that starts off feeling sensible… and then does three loop-de-loops. Our diarist bought, reno...
Summer Starter Series: Get Your Superannuation Sorted
You don’t need spare cash to make your future better. You just need to make sure the future fund you already have is working as hard as it can for you...